It's Time To Ditch Windows XP (April 8, 2014)
Any merchant who accepts credit cards must be PCI Compliant.
Failure to meet compliance standards can result in fines or the loss of the ability to process credit cards.
I'm not going to get into the boring details. PCI is the abbreviation for Payment Card Industry.
PCI Compliance means that you are following the standards set by the PCI Security Standards Council.
You can read much more about PCI Compliance by going to:
PCI Security Standards Council
or read about it at Wikipedia at:
PCI Compliance on Wikipedia
Related to Windows XP...
As of April 8, 2014, Microsoft is no longer supporting Windows XP. PCI compliance states, "Ensure that all system components and software are protected from known vulnerabilities by having the latest vendor-supplied security patches installed. Install critical security patches within one month of release."
Since Microsoft has ended support for XP, you would be out of PCI compliance if you are still using Windows XP.
Theoretically, you cannot use the ability to accept credit cards. You can open up your business to lawsuits should credit card information be stolen from your business.
I know that 30% of our customers are probably still using Windows XP. What happens on April 8?
I am guessing that nothing will happen. No one will know that you are accepting credit cards on a Windows XP terminal.
I certainly would not advise you to continue using Windows XP. That would place you into legal jeopardy.
My advice would be to upgrade your older computers to newer computers using Windows 7 or Windows 8.
Upgrading your present computers to Windows 7 or 8 will cost you about $100 or so. The upgrade itself will cause you lots of headaches. You may need to use a computer professional to help you with the upgrade. Depending on the peripherals you are using, you will also have to upgrade lots of drivers along with the versions of the software you are using for Point of Sale and/or credit card authorization.
It will be one big headache.
If you are using XP, your computer is probably more than 6 years old. It's time to buy a new, modern computer.
A new computer will cost you less than 46 cents per day. (That's a $1,000 computer with a life of 6 years). A new computer could also save you $250 to $500 in energy costs over a five year period of time. You also get a nice tax write off.
Well, you decide. Just be aware that you will be out of PCI Compliance if you are using Windows XP.
Note...Most Windows XP Desktops will no longer be supported by Microsoft. Some versions of XP (such as Windows XP Embedded and Windows POSReady 2009 are still supported by Microsoft). To be sure, go here:
Microsoft Product Lifecycles
Read more at:
What Is PCI Compliance And Should Merchants Be Concerned About It?
PC Compliance Guide (Windows XP End of Life: Why Small Merchants Must Act Now)
and one final article at:
Windows XP End-of-Life Could Cripple PCI Compliance
I Love POS Complete POS Solutions: Windows XP
Microsoft is no longer supporting Windows XP. PCI compliance states, "Ensure that all system components and software are protected from known vulnerabilities by having the latest vendor-supplied security patches installed. Install critical security patches within one month of release."